California Repossession Laws / Recovery Requirements

Quick Answers:

 

California DMV

Vehicle Registration Operations
Department of Motor Vehicles
PO Box 942869
Sacramento, CA 94269-0001

Telephone Number: 1-800-777-0133

https://www.dmv.ca.gov/portal/

Additional Laws and Codes: https://www.bsis.ca.gov/about_us/laws/collateral_law.shtml

 

Are Repossessions Allowed?

Yes, as long as there is no breach of peace.

 

Security Interests:

Shown on title. Held by lienholder.

 

Recovery Agent Licensing:

Repossession agencies must be licensed with the State.

 

Redemption Requirements:

There is a 15-day period where the debtor has a right to redeem with an option for a 10-day extension.

 

Deficiency Balance:

Only collectible after public or private sale.

 

Title State:

Required for all vehicles that are moved or driven on highways. Mobile homes that are affixed to a foundation are exempt.

 

Plates:

Remain with the vehicle unless they are personalized plates.

 


 

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View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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