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Connecticut
Repossession Laws
Quick Answers:
Where do I refer to for Title or
License Registration?
For state Title and License Information,
refer to:
Connecticut Department Motor Vehicle
60 State Street
Wethersfield, Connecticut 06109
Telephone: (860) 566-4710
Toll Free 1-800-842-8222
Fees for search of
records is $7.50.
Security Interests:
Shown on
title held by first lienholder.
Recording Requirements:
All lien instruments relating to
motor vehicles must be recorded
within twenty days with the Motor
Vehicle Department of the State of
Connecticut. Uniform Commercial Code
in effect, October, 1961.
Recovery Requirements:
As per the UCC, repossession is
allowed and permitted as long as it
is peaceful. Police Department must
be notified immediately after
taking. Ten day notice before taking
is permitted but not required. If
not given, fifteen day period for
redemption must be given.
Redemption Requirements:
Debtor can
redeem within fifteen days after
taking by payment of entire balance
due if there has been no
Notification of Intent to Take. If
there is, then there can be no
redemption.
Deficiency Requirements:
60% of the purchase price warrants
public sale with no notice. Less
than 60% of purchase price paid,
then private sale is allowed.
Special Motor Vehicle Provisions:
None.
Documents Required to Transfer
Ownership of Motor Vehicle:
Certificate of title, affidavit of
repossession and a notarized Bill of
Sale or Q-1 form.
Documents Required for
Liquidation:
Affidavit of
Repossession, Certificate of Title,
Q-1 form to transfer.
Plates:
Remain with the
owner / debtor, and must be returned to the
State of Connecticut if not
transferred to another vehicle by
the owner.
All recovery requirements and fees are
current as of 2002.
Quick-Repo.com does not warrant the accuracy of these laws. The laws
listed on Quick-Repo.com are
only a starting point for reference,
and are not meant to be legal advice or
a replacement for legal console. Please consult a repo company in your area, county, or
state if you have any questions
about repossession service there.
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