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Missouri
Repossession Laws
Quick Answers:
Where do I refer to for Title or
License Registration?
For state Title and License Information,
refer to:
Missouri Motor Vehicle
301 W. High St.
Jefferson City, Missouri 65105
Telephone: (314) 751-4509
Fee for search of records is $3.00.
Security Interests:
Shown on title held by owner of the
collateral.
Recording Requirements:
Per the
Uniform Commercial Code (UCC)
adopted in July, 1965: Ownership
documents, lien perfection, security
agreement filed by lienholder with
Department of Revenue, Bureau of
Motor Vehicles.
Recovery Requirements:
As per the UCC, repossession is
allowed and permitted as long as it
is peaceful, after a Twenty Day
Right To Cure Letter from lienholder
to debtor. One time cure law in
effect in Missouri; all others per
contractual agreement.
Redemption Requirements:
Ten (10) days.
Deficiency Requirements:
Permitted.
Special Motor Vehicle Provisions:
Liens are noted on Certificate of
Title.
Documents Required to Transfer
Ownership of Motor Vehicle:
Assigned Certificate of Title;
certified copy of security
agreement, affidavit of repossession
and notarized Bill of Sale.
Documents Required for
Liquidation:
Affidavit of Repossession and
Application for Missouri Title.
Plates:
Remain with the
owner / debtor.
All recovery requirements and fees are
current as of 2002.
Quick-Repo.com does not warrant the accuracy of these laws. The laws
listed on Quick-Repo.com are
only a starting point for reference,
and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or
state if you have any questions
about repossession service there.
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