New York Repossession Laws
Where do I refer to for Title or
For state Title and License Information,
New York Department of Motor
Public Service Department
P. O. Box 2750
Albany, New York 12220
Telephone: (518) 486-4714.
Shown on title held by lienholder.
Uniform Commercial Code (UCC)
adopted in September, 1964: Must be
filed in the city or town where
mortgagor or buyer resides at time
of execution of the document. If
non-resident, then where property is
As per the UCC, repossession is
allowed and permitted as long as it
No redemption after foreclosure and
Permitted if provided for by the
mortgage. Retaking does not bar suit
for price and vice-versa. Confession
of judgment notes are permitted.
Special Motor Vehicle Provisions:
Documents Required to Transfer
Ownership of Motor Vehicle:
Title in lienholder's name and
notarized Bill of Sale.
Documents Required for
If New York Title, must have a
signed off MV-901 (notice of
recorded lien) and a MV950
(combination bill of sale, odometer
statement, affidavit of
repossession). If out of state
title, title must show lienholder as
owner and a notarized bill of sale.
Remain with the
owner / debtor. Plates must be sent
to DMV if the owner does not accept
them and sign for them when vehicle
All recovery requirements and fees are
current as of 2002.
Quick-Repo.com does not warrant the accuracy of these laws. The laws
listed on Quick-Repo.com are
only a starting point for reference,
and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or
state if you have any questions
about repossession service there.
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