Pennsylvania Repossession Laws
Where do I refer to for Title or
For state Title and License Information,
Pennsylvania Department Of
1101 South Front Street
Harrisburg, PA 17104
Shown on title held by lienholder.
Uniform Commercial Code (UCC)
adopted in July, 1954: A copy of the
Security Agreement recorded in the
county whee mortgagor resides except
as to motor vehicles.
As per the UCC, repossession is
allowed and permitted as long as it
Fifteen (15) days redemption.
Judgment note permitted and
deficiency is permitted if security
agreement so provides.
Special Motor Vehicle Provisions:
Liens must be recorded on face of
title and lien statement delivered
to Secretary of State. Liens good
for five years.
Documents Required to Transfer
Ownership of Motor Vehicle:
Debtor's certificate of title;
certified copy of agreement;
certified copy of the notice of sale
sent to the debtor; statement from
Documents Required for
1) Seizure Notice, Notarized 2)
Notarized copy of contract front and
back sides 3) Title odometer
statement. The lender acts as the
"SELLER" and includes his title next
to his signature in both cases. 4)
Copy of redemption letter to debtor,
notarized 5) Copy of certified mail
receipt used to send out the
redemption letter, notarized 6)
Motor Vehicle Form MV216A (request
from your repossessor) 7) Bill of
Sale, Notarized 8) Letter
authorizing repossessor to sell for
high bid and the dollar amount.
Remain with the
owner / debtor.
All recovery requirements and fees are
current as of 2002.
Quick-Repo.com does not warrant the accuracy of these laws. The laws
listed on Quick-Repo.com are
only a starting point for reference,
and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or
state if you have any questions
about repossession service there.
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