Virginia Repossession Laws
Where do I refer to for Title or
For state Title and License Information,
Virginia Department of Motor
P.O. Box 27412
Richmond, Virginia 23269
Telephone: (804) 367-0538
Fee for search of records is $5.00.
Shown on title held by lienholder.
Per the Uniform Commercial Code
adopted January, 1967: Recorded in
office of Clerk of the Circuit Court
of the county where property is
located, if it is located in a city,
then with the Clerk of the
As per the UCC, repossession is
allowed and permitted as long as it
The State allows the debtor ten (10)
days to redeem.
Judgment notes are valid. Taking
does not bar suit for price and
Special Motor Vehicle Provisions:
Liens must appear on the certificate
itself and no other recording is
Documents Required to Transfer
Ownership of Motor Vehicle:
Title in lienholder's name.
Documents Required for
If Virginia title, must be in the
name of the lienholder. Will accept
repossession affidavit from other
Remain with the owner / debtor, and
All recovery requirements and fees are
current as of 2002.
Quick-Repo.com does not warrant the accuracy of these laws. The laws
listed on Quick-Repo.com are
only a starting point for reference,
and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or
state if you have any questions
about repossession service there.
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