Washington Repossession Laws / Recovery Requirements

Quick Answers:

 

Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:

 

Washington Department of Licensing Highways

P.O. Box 9042

Olympia, Washington 98507

 

Telephone: (360) 902-4000

 

Fee for search of records is $3.50 per request, and you must have the vehicle identification number or license plate number.

Security Interests:

Shown on title held by lienholder.

 

Recording Requirements:

Security agreement perfected by application for title showing secured party as legal owner. Perfected as of date of signing, if application made within 8 department days of signing; otherwise, as of date title application is received.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:

Deficiency judgment can be taken after foreclosure if a chattel mortgage, however deficiencies not allowed if a conditional sales contract.

Special Motor Vehicle Provisions:

Liens are recorded on title.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title with lien signed off, notarized affidavit of repossession, notarized copy of contract and odometer statement.

 

Documents Required for Liquidation:

Title and Repossession Affidavit.

 

Plates:

Remain with the vehicle.

 


 

QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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