Arkansas Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Arkansas Office of Motor Vehicles

P.O. Box 1272-MV

Little Rock, Arkansas 72203


Telephone: (501) 682-4692


Fee for search of records is $1.00.

Security Interests:

Shown on title held by first lienholder.


Recording Requirements:

Recorded with County, District Recorder of Deeds where debtor resides or where property is located. Uniform Commercial Code adopted January, 1962.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Debtor can redeem ten days after retaking or after judgment in replevin.

Deficiency Requirements:

Permitted in court proceedings of foreclosure. Confession of judgment notes invalid.

Special Motor Vehicle Provisions:

All liens on motor vehicles are registered with Department of Motor Vehicles. Lien appears on reverse of title and is held by the first lienholder.

Documents Required to Transfer Ownership of Motor Vehicle:

Certified title, registration certificate, certified copy of lien instrument and affidavit of repossession.


Documents Required for Liquidation:

Certified copy of contract, title, repossession affidavit and application for title by the secured party.



Remain with the owner / debtor. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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