Connecticut Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Connecticut Department Motor Vehicle

60 State Street

Wethersfield, Connecticut 06109


Telephone: (860) 566-4710

Toll Free 1-800-842-8222


Fees for search of records is $7.50.

Security Interests:

Shown on title held by first lienholder.


Recording Requirements:

All lien instruments relating to motor vehicles must be recorded within twenty days with the Motor Vehicle Department of the State of Connecticut. Uniform Commercial Code in effect, October, 1961.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful. Police Department must be notified immediately after taking. Ten day notice before taking is permitted but not required. If not given, fifteen day period for redemption must be given.

Redemption Requirements:

Debtor can redeem within fifteen days after taking by payment of entire balance due if there has been no Notification of Intent to Take. If there is, then there can be no redemption.

Deficiency Requirements:

60% of the purchase price warrants public sale with no notice. Less than 60% of purchase price paid, then private sale is allowed.

Special Motor Vehicle Provisions:


Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title, affidavit of repossession and a notarized Bill of Sale or Q-1 form.


Documents Required for Liquidation:

Affidavit of Repossession, Certificate of Title, Q-1 form to transfer.



Remain with the owner / debtor, and must be returned to the State of Connecticut if not transferred to another vehicle by the owner. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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