Delaware Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Delaware Division of Motor Vehicles

Administration Office

P.O. Box 698

Dover, Delaware 19903


Telephone: (302) 739-4463


Fee for search of records is $6.00

Security Interests:

Shown on title held by first lienholder.


Recording Requirements:

Per the adoption of Uniform Commercial Code (UCC) in July, 1967, record with Recorder of Deeds in county where property is located.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Debtor can redeem within 15 days after taking by payment of total balance due plus repossession fees.

Deficiency Requirements:

Confession of Judgment notes are invalid but deficiencies can be collected. Retaking does not bar suit.

Special Motor Vehicle Provisions:

Lien instrument is impressed on the title. Concealment or sale of mortgaged property is a crime.

Documents Required to Transfer Ownership of Motor Vehicle:

State Form MV195 original title showing encumbrance; original of security contract, all documents notarized.


Documents Required for Liquidation:

Title. Repossession Affidavit (MV-195), copy of contract.



Remain with the vehicle. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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