Georgia Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


By Mail:

Georgia Motor Vehicle Division

P.O. Box 740381

Atlanta, Georgia 30374-0381


Telephone.: (404) 362-6500.


Fee for search of records can be found here.


In Person:

Motor Vehicle Division
1200 Tradeport Blvd.
Hapeville, GA 30354

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

For property brought in from another state, lien must be recorded six months after brought into Georgia in order to be effective against third parties.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

No provisions.

Deficiency Requirements:

Permitted where contract so provides. Confession of judgment notes are invalid.

Special Motor Vehicle Provisions:

Lien noted on certificate of title.

Documents Required to Transfer Ownership of Motor Vehicle:

Title Certificate in lienholder’s name or debtor’s name with lien appearing thereon, certified copy of contract, notarized Bill of Sale, notarized Power of Attorney.


Documents Required for Liquidation:

Title, copy of contract, bill of sale, affidavit of repossession (T-16).



Remain with the owner / debtor. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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